Strategic
Tax Planning
The difference between tax preparation and tax planning? Thousands of dollars. While tax preparation looks backward, tax planning looks forward - helping you make strategic decisions throughout the year that minimize your tax burden legally.
Tax Planning Strategies
- Entity Structure Optimization
- Retirement Account Strategies
- Income Timing & Deferral
- Deduction Maximization
- Estimated Tax Optimization
- Year-End Tax Moves
Our Approach
Proactive Tax Strategies
That Save Real Money
Most business owners only think about taxes in April. But the biggest tax-saving opportunities happen throughout the year. Here's how we help Houston business owners keep more of what they earn.
Entity Optimization
Is your LLC structured for optimal tax treatment? We analyze whether S-Corp election, partnership restructuring, or other entity changes could save you thousands in self-employment taxes and provide better asset protection.
Retirement Strategies
Business owners have access to powerful retirement vehicles like SEP-IRAs, SIMPLE IRAs, and Solo 401(k)s that can shelter significant income from taxes. We help you choose and maximize the right plan for your situation.
Income Timing
When you receive income matters for taxes. We help you time invoice collection, defer bonuses, or accelerate expenses to shift income between tax years strategically - especially useful when your income fluctuates.
Deduction Strategy
Are you claiming every deduction you're entitled to? From home office to vehicle expenses, equipment depreciation to health insurance, we ensure you're not leaving money on the table while staying fully compliant.
Who Benefits Most
Tax Planning Saves the Most
For These Houston Business Owners
High-Earning Professionals
Doctors, lawyers, consultants, and other professionals with significant self-employment income benefit most from strategic tax planning.
Growing Businesses
As your business grows, so does your tax liability. Proactive planning ensures you're structured correctly before you hit higher tax brackets.
Real Estate Investors
Depreciation strategies, 1031 exchanges, and passive income rules create significant planning opportunities for property investors.
Business Sellers
Planning to sell your business? The tax implications can be enormous. Advance planning can save hundreds of thousands in taxes.
Multi-Business Owners
Multiple entities create both opportunities and complexities. Proper structuring can optimize how income flows between businesses.
Retirement Planners
Business owners approaching retirement need strategies to maximize contributions, minimize taxes, and plan for business succession.
FAQ
Tax Planning
Questions Answered
How is tax planning different from tax preparation?
Tax preparation is looking at what happened last year and filing your return. Tax planning is looking ahead and making strategic decisions throughout the year to minimize your future tax liability. Preparation is reactive; planning is proactive.
When should I start tax planning?
The best time to start is now. The earlier in the year we begin, the more strategies are available. Year-end tax planning has limited options because most decisions need to be made before December 31. Ideally, we meet quarterly to review and adjust.
How much can tax planning actually save?
Results vary based on your situation, but it's not uncommon for Houston business owners to save $5,000-$50,000+ annually through proper planning. S-Corp election alone can save 15.3% on a significant portion of business income.
Is tax planning only for wealthy business owners?
Not at all. While high earners see the largest absolute savings, the percentage savings can be significant at any income level. Business owners earning $75,000+ typically see meaningful benefits from proactive planning.
Stop Overpaying
on Taxes
Schedule a tax planning consultation to discover how much you could save. We'll analyze your situation and show you specific strategies to reduce your tax burden legally.